Welcome to Everyday Points® Rewards
Make your business purchases work harder for you
Welcome to a more rewarding way to make business purchases. With your Charter One Everyday Points® Business MasterCard®, you can rack up points for all your business purchases, large and small. The points you earn are redeemable for an exciting collection of rewards, including:
- Air travel
- Hotel stays
- Brand name merchandise
- Office equipment
- Gift cards for some of your favorite restaurants & retail stores
- And much more — including cash back!
Visit www.charteroneeverydaypoints.com today to find a world of rewarding possibilities that come every time you use your Charter One Everyday Points® Business MasterCard®. Your points add up quickly, so you’ll be ready to redeem before you know it - and Everyday Points® Rewards makes it easy!

MasterCard® Platinum™ Benefits
Whether you choose the Charter One Business MasterCard or the Charter One Everyday Points® Business MasterCard®, you’ll experience a level of cardmember benefits that is consistent with your status as a Platinum Cardholder.
- Extended Warranty – In most cases for qualified purchases, doubles the warranty time period and duplicates the coverage up to a maximum of one additional year.
- MasterRental – a car rental insurance program that will cover up to $50,000 per incident on claims for which the cardholder or any other authorized driver is legally responsible to the rental agency.
- Purchase Assurance – May protect the cardholder in the event that an item purchased on their card is damaged or stolen within 90 days of the purchase.
- MasterAssist Travel Assistance Services – Provides many important services when traveling more than 100 miles from home. Includes: pre-trip destination information, medical protection, legal referrals, road-side assistance.
- MasterCard VAT Reclaim Service – Assists you in reclaiming the Value Added Tax (VAT) paid on business services purchases in the European Union.
- MasterCoverage – Provides insurance for recovering uncollectible funds to cover card purchases by a terminated employee
- Certain conditions, restrictions and exclusions apply. Full terms and conditions will be sent when you become a cardmember.

Online Purchasing Security
You can use your card with complete confidence, knowing it is backed by the most advanced
security features.
MasterCard® SecureCode
Protect your MasterCard® when shopping online. Get a personal password that safeguards you against unauthorized use of your Charter One Business MasterCard® or the Charter One Everyday Points® Business MasterCard® when you shop at participating web sites. It couldn't be easier.
- Enter your MasterCard® payment information and submit your order
- We prompt you to enter your SecureCode
- Your SecureCode is confirmed and your purchase is completed
This service is available at no additional cost, with no downloading and no new software—
just state-of-the-art security designed to protect you and your business.

|